Encinitas

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Our Attorneys

Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy cases exclusively. We are one of the leading personal bankruptcy law firms in Southern California, currently filing hundreds of bankruptcy cases per year.

Bankruptcy can Stop Wage Garnishment

Wage garnishment in California is a shocking and traumatic event. All of a sudden, 25% of your income is attached and you never see it (up to 50% in some custody claim cases). And it all starts when a creditor has filed a Earnings Withholding Order to collect on a debt. Suddenly, someone who was just barely getting by, treading water, is now missing one-fourth of their take-home pay.

There are a couple of things someone who has had their wages garnished can do. One of them is to file a Claim of Exemption form. This is not an easy way to go, and you'll probably want an attorney to assist you. The standard is fairly high, but from time to time, these allow you to decrease the amount they withhold.

One other thing you can do is hire a San Diego attorney to file bankruptcy on your behalf. Immediately, the creditor whose debt is being paid by the wage garnishment will be put on notice and have to stop this attempt to collect on a debt. You can file bankruptcy, Chapter 7 bankruptcy or Chapter 13 bankruptcy to stop the wage garnishment in California.
Bankruptcy
Bankruptcy"
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Encinitas Bankruptcy Lawyers: Home foreclosures

Encinitas Bankruptcy Attorney: Car repossessions

Encinitas Bankruptcy Lawyer: Garnishments

Encinitas Bankruptcy Lawyer: Credit card debt

Encinitas Bankruptcy Attorneys: Creditor harassments

Encinitas Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about solving your problems and helping you move on.

Encinitas

Encinitas is a coastal city in northern San Diego County, California. As of the 2000 census, the city had a total population of 58,014. It is located about 40 km (25 mi) north of San Diego, and about 150 km (95 mi) south of Los Angeles. The city was incorporated in 1986 from the communities of historic Encinitas, new Encinitas (Village Park, etc.), Leucadia, Cardiff-by-the-Sea and Olivenhain. These communities retain their identities, and their distinctive flavors. The largest single industry is the growing of ornamental flowers, particularly poinsettias. The City is governed by a five-member City Council, elected at-large to staggered four-year terms at two-year intervals.

Our Affiliates

The Pacific Bankruptcy Center, Located in San Diego California is one or the leading consumer bankruptcy firms in Southern California.

 

Our Fee's

The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent wage earners in Chapter 13 for no money down, with a wage order and the balance paid through a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy court filing fee of $274.00 is extra.