Our Attorneys
Our Encinitas bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Bankruptcy can Stop Wage Garnishment
Wage garnishment in California is a shocking and traumatic event.
All of a sudden, 25% of your income is attached and you never see it
(up to 50% in some custody claim cases). And it all starts when a
creditor has filed a Earnings Withholding Order to collect on a debt.
Suddenly, someone who was just barely getting by, treading water,
is now missing one-fourth of their take-home pay.
There are a couple of things someone who has had their wages
garnished can do. One of them is to file a Claim of Exemption
form. This is not an easy way to go, and you'll probably want
an attorney to assist you. The standard is fairly high, but
from time to time, these allow you to decrease the amount they withhold.
One other thing you can do is hire a San Diego attorney to file
bankruptcy on your behalf. Immediately, the creditor whose debt is
being paid by the wage garnishment will be put on notice and have to
stop this attempt to collect on a debt. You can file bankruptcy,
Chapter 7 bankruptcy or Chapter 13 bankruptcy to stop the wage garnishment in California.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Encinitas Bankruptcy Lawyers: Home foreclosures
Encinitas Bankruptcy Attorney: Car repossessions
Encinitas Bankruptcy Lawyer: Garnishments
Encinitas Bankruptcy Lawyer: Credit card debt
Encinitas Bankruptcy Attorneys: Creditor harassments
Encinitas Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Encinitas
Encinitas is a coastal city in northern San Diego County, California. As of the 2000 census,
the city had a total population of 58,014. It is located about 40 km (25 mi) north of San Diego,
and about 150 km (95 mi) south of Los Angeles. The city was incorporated in 1986 from the
communities of historic Encinitas, new Encinitas (Village Park, etc.), Leucadia, Cardiff-by-the-Sea
and Olivenhain. These communities retain their identities, and their distinctive flavors. The
largest single industry is the growing of ornamental flowers, particularly poinsettias. The City is
governed by a five-member City Council, elected at-large to staggered four-year terms at two-year
intervals.
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Our Affiliates
The Pacific Bankruptcy Center, Located in San Diego California is one or
the leading consumer bankruptcy firms in Southern California.
For Attorneys in who work with us in San Deigo we recommend California
the debt relief lawyers,
representing debtors under Chapter 7, and under Chapter 13 for no money down
Our Fee's
The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are
aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent
wage earners in Chapter 13 for no money down, with a wage order and the balance paid through
a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy
court filing fee of $274.00 is extra.
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