Palm Desert

San Diego Bankruptcy Lawyer....

Using Federal Law...

to stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the tempest of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!

Bankruptcy Can Stop Foreclosure

Filing a Chapter 7 case will sidetrack a lender’s right to foreclose. Unless a lender can get permission to go forward with the foreclosure proceedings by requesting and receiving “relief from the automatic stay” from the court, you are "home free". That relief is not likely to be granted unless the lender  can demonstrate "lack of adequate protection" by showing depreciating collateral or one of several other means. The burden is always on the creditor in a lift stay proceeding to show special and unusual circumstances, and the lender must further demonstrate to the court that the property is not necessary to the debtors effective debt reorganization.

A Chapter 7 can permanently stop a foreclosure, if the creditor agrees or the homestead (exemption) laws stop the liquidation of the property.

If the conditions above that must be met in Chapter 7 cannot be met in order to permanently stop a foreclosure. The solution to that problem that then is to file under Chapter 13 bankruptcy. The A confirmed Chapter 13 plan can provide for continuing monthly payments on the mortgage and paying off the arrearages over the life of the plan (three to five years).
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Palm Desert Bankruptcy Attorneys: Home foreclosures

Palm Desert Bankruptcy Attorney: Car repossessions

Palm Desert Bankruptcy Attorney: Garnishments

Palm Desert Bankruptcy Attorney: Credit card debt

Palm Desert Bankruptcy Attorneys: Creditor harassments

Palm Desert Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Palm Desert, California

Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 11 miles (18 km) east of Palm Springs. The population was 41,155 at the 2000 census. The city was one of the state's fastest growing in the 1980s and 1990s,[citation needed] beginning with 11,801 residents in 1980, doubling to 23,650 in 1990, 35,000 in 1995, and nearly double its 1990 population by 2000.

Palm Desert Education

Palm Desert is the home of the Living Desert Zoo and Gardens, a combination zoo and botanical garden featuring an extensive collection of desert plants and animals. It is also the site of the campus of College of the Desert, the local community college, as well as an extension campuses for both California State University, San Bernardino and the University of California Riverside.

Palm Desert is served by the Desert Sands Unified School District based in La Quinta and Indio. Its main High School is Palm Desert High School (with 1800 students) and its main Middle School (with 900 students) is Palm Desert Middle School. Other schools are elementary level: George Washington Charter, Abraham Lincoln, Gerald Ford, Jimmy Carter and Ronald Reagan. Riverside County operates San Cayetano Community School, a grade 1 to 12 educational facility. Palm Desert has seven prominent private schools: Desert Adventist Academy, St. Margaret's Episcopal School, Palm Desert Presbyterian School, Sacred Heart Catholic Academy, Marywood Academy, the Learning Tree Academy, and the Palm Desert Jewish Community School.