Indio CA

San Diego Bankruptcy Lawyer....

Using Federal Law...

to stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the tempest of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!

Bankruptcy Can Stop Foreclosure

Filing a Chapter 7 case will sidetrack a lender’s right to foreclose. Unless a lender can get permission to go forward with the foreclosure proceedings by requesting and receiving “relief from the automatic stay” from the court, you are "home free". That relief is not likely to be granted unless the lender  can demonstrate "lack of adequate protection" by showing depreciating collateral or one of several other means. The burden is always on the creditor in a lift stay proceeding to show special and unusual circumstances, and the lender must further demonstrate to the court that the property is not necessary to the debtors effective debt reorganization.

A Chapter 7 can permanently stop a foreclosure, if the creditor agrees or the homestead (exemption) laws stop the liquidation of the property.

If the conditions above that must be met in Chapter 7 cannot be met in order to permanently stop a foreclosure. The solution to that problem that then is to file under Chapter 13 bankruptcy. The A confirmed Chapter 13 plan can provide for continuing monthly payments on the mortgage and paying off the arrearages over the life of the plan (three to five years).
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Indio CA Bankruptcy Attorneys: Home foreclosures

Indio CA Bankruptcy Attorney: Car repossessions

Indio CA Bankruptcy Attorney: Garnishments

Indio CA Bankruptcy Attorney: Credit card debt

Indio CA Bankruptcy Attorneys: Creditor harassments

Indio CA Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Indio CA, California

Indio is a city in Riverside County, California, United States, located in the Coachella Valley of Southern California's Colorado Desert region. It lies 26 miles (42 km) east of Palm Springs, 70 miles (113 km) east of Riverside, and 125 miles (201 km) east of Los Angeles. The population was 49,116 at the 2000 census. The word indio is Spanish for Indian. Indio was once referred to as "the Hub of the Valley", the city Chamber of Commerce jingle in the 1970s.

Indio CA Demographics

As of the census[8] of 2000, there were 49,116 people, 13,871 households, and 11,069 families residing in the city. The population density was 1,840.3 people per square mile (710.5/km˛). There were 16,909 housing units at an average density of 633.6/sq mi (244.6/km˛). The racial makeup of the city was 44.4% White, 2.77% Black, 1.04% Native American, 1.51% Asian American, 0.10% Pacific Islander, 42.02% from other races, and 3.89% from two or more races. 65.7% of the population were Hispanic or Latino of any race.

There were 13,871 households out of which 48.2% had children under the age of 18 living with them, 55.9% were married couples living together, 16.7% had a female householder with no husband present, and 20.2% were non-families. 16.0% of all households were made up of individuals and 7.0% had someone living alone who was 65 years of age or older.

The average household size was 3.48 and the average family size was 3.88.

In the city the population was spread out with 35.3% under the age of 18, 11.1% from 18 to 24, 29.4% from 25 to 44, 15.2% from 45 to 64, and 9.1% who were 65 years of age or older. The median age was 27 years. For every 100 females there were 101.2 males. For every 100 females age 18 and over, there were 98.8 males.

The median income for a household in the city was $34,624, and the median income for a family was $35,564. Males had a median income of $25,651 versus $21,093 for females. The per capita income for the city was $13,525. About 16.8% of families and 21.5% of the population were below the poverty line, including 28.2% of those under age 18 and 12.0% of those age 65 or over.