Indian Wells

San Diego Bankruptcy Lawyer....

Using Federal Law...

to stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the tempest of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!

Bankruptcy Can Stop Foreclosure

Filing a Chapter 7 case will sidetrack a lender’s right to foreclose. Unless a lender can get permission to go forward with the foreclosure proceedings by requesting and receiving “relief from the automatic stay” from the court, you are "home free". That relief is not likely to be granted unless the lender  can demonstrate "lack of adequate protection" by showing depreciating collateral or one of several other means. The burden is always on the creditor in a lift stay proceeding to show special and unusual circumstances, and the lender must further demonstrate to the court that the property is not necessary to the debtors effective debt reorganization.

A Chapter 7 can permanently stop a foreclosure, if the creditor agrees or the homestead (exemption) laws stop the liquidation of the property.

If the conditions above that must be met in Chapter 7 cannot be met in order to permanently stop a foreclosure. The solution to that problem that then is to file under Chapter 13 bankruptcy. The A confirmed Chapter 13 plan can provide for continuing monthly payments on the mortgage and paying off the arrearages over the life of the plan (three to five years).
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Indian Wells Bankruptcy Attorneys: Home foreclosures

Indian Wells Bankruptcy Attorney: Car repossessions

Indian Wells Bankruptcy Attorney: Garnishments

Indian Wells Bankruptcy Attorney: Credit card debt

Indian Wells Bankruptcy Attorneys: Creditor harassments

Indian Wells Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Indian Wells, California

Indian Wells is a city in Riverside County, California, in the Coachella Valley (Palm Springs area), in between Palm Desert and La Quinta. As of the 2000 census, the city population was 3,816.

Indian Wells Demographics

As of the census[2] of 2000, there were 3,816 people, 1,982 households, and 1,323 families residing in the city. The population density was 288.5 people per square mile (111.4/km˛). There were 3,843 housing units at an average density of 290.5/sq mi (112.2/km˛). The racial makeup of the city was 96.33% White, 1.49% Asian, 0.39% Black or African American, 0.21% Native American, 0.08% Pacific Islander, 0.47% from other races, and 1.02% from two or more races. 2.96% of the population were Hispanic or Latino of any race.

There were 1,982 households out of which 8.4% had children under the age of 18 living with them, 63.1% were married couples living together, 3.0% had a female householder with no husband present, and 33.2% were non-families. 28.4% of all households were made up of individuals and 17.6% had someone living alone who was 65 years of age or older. The average household size was 1.93 and the average family size was 2.28.

The age distribution is 7.6% under the age of 18, 1.5% from 18 to 24, 9.4% from 25 to 44, 35.3% from 45 to 64, and 46.2% who were 65 years of age or older. The median age was 63 years. For every 100 females there were 89.5 males. For every 100 females age 18 and over, there were 89.3 males.

The median income for a household in the city was $93,986, and the median income for a family was $119,110. Males had a median income of $88,709 versus $49,539 for females. The per capita income for the city was $76,187. About 1.2% of families and 3.4% of the population were below the poverty line, including none of those under age 18 and 2.6% of those age 65 or over.