Cathedral City

San Diego Bankruptcy Lawyer....

Using Federal Law...

to stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the tempest of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!

Bankruptcy Can Stop Foreclosure

Filing a Chapter 7 case will sidetrack a lender’s right to foreclose. Unless a lender can get permission to go forward with the foreclosure proceedings by requesting and receiving “relief from the automatic stay” from the court, you are "home free". That relief is not likely to be granted unless the lender  can demonstrate "lack of adequate protection" by showing depreciating collateral or one of several other means. The burden is always on the creditor in a lift stay proceeding to show special and unusual circumstances, and the lender must further demonstrate to the court that the property is not necessary to the debtors effective debt reorganization.

A Chapter 7 can permanently stop a foreclosure, if the creditor agrees or the homestead (exemption) laws stop the liquidation of the property.

If the conditions above that must be met in Chapter 7 cannot be met in order to permanently stop a foreclosure. The solution to that problem that then is to file under Chapter 13 bankruptcy. The A confirmed Chapter 13 plan can provide for continuing monthly payments on the mortgage and paying off the arrearages over the life of the plan (three to five years).
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Cathedral City Bankruptcy Attorneys: Home foreclosures

Cathedral City Bankruptcy Attorney: Car repossessions

Cathedral City Bankruptcy Attorney: Garnishments

Cathedral City Bankruptcy Attorney: Credit card debt

Cathedral City Bankruptcy Attorneys: Creditor harassments

Cathedral City Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Cathedral City, California

Cathedral City is a city in Riverside County, California, United States. The population was 42,647 at the 2000 census. Sandwiched between Palm Springs and Rancho Mirage, it is one of the cities in the Coachella Valley (Palm Springs area) of southern California.

Cathedral City Demographics

As of the census of 2000, there were 42,647 people, 14,027 households, and 9,622 families residing in the city. The population density was 2,224.0 people per square mile (858.5/km˛). There were 17,893 housing units at an average density of 933.1/sq mi (360.2/km˛). The racial makeup of the city was 65.29% White, 2.74% Black or African American, 1.03% Native American, 3.69% Asian, 0.08% Pacific Islander, 23.06% from other races, and 4.11% from two or more races. Roughly half (49.97%) of the population were Hispanic or Latino of any race. A 2006 study by the United States Hispanic Chamber of Commerce puts the city's Latino percentage at over 60%.

According to the 2000 Census, Cathedral City had a total of 14,027 households, 39.3% of which had children under the age of 18 living with them, 50.7% of which were married couples living together, 11.9% of which had a female householder with no husband present, and 31.4% of which were non-families. Approximately 23% of all households were made up of individuals with 11.0% of them consisting of single individuals 65 years of age or older. The average household size was 3.03 people and the average family size was roughly three and a half people (3.63), which puts Cathedral City above both the California and U.S. averages in those categories.