Old Town

San Diego Bankruptcy Lawyer....

Using Federal Law...

to stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the tempest of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!

Bankruptcy Can Stop Foreclosure

Filing a Chapter 7 case will sidetrack a lender’s right to foreclose. Unless a lender can get permission to go forward with the foreclosure proceedings by requesting and receiving “relief from the automatic stay” from the court, you are "home free". That relief is not likely to be granted unless the lender  can demonstrate "lack of adequate protection" by showing depreciating collateral or one of several other means. The burden is always on the creditor in a lift stay proceeding to show special and unusual circumstances, and the lender must further demonstrate to the court that the property is not necessary to the debtors effective debt reorganization.

A Chapter 7 can permanently stop a foreclosure, if the creditor agrees or the homestead (exemption) laws stop the liquidation of the property.

If the conditions above that must be met in Chapter 7 cannot be met in order to permanently stop a foreclosure. The solution to that problem that then is to file under Chapter 13 bankruptcy. The A confirmed Chapter 13 plan can provide for continuing monthly payments on the mortgage and paying off the arrearages over the life of the plan (three to five years).
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Old Town Bankruptcy Attorneys: Home foreclosures

Old Town Bankruptcy Attorney: Car repossessions

Old Town Bankruptcy Attorney: Garnishments

Old Town Bankruptcy Attorney: Credit card debt

Old Town Bankruptcy Attorneys: Creditor harassments

Old Town Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about termination of your problems and helping you move on.

Old Town, California

Old Town San Diego State Historic Park, located in the Old Town neighborhood of San Diego, California, is a state protected historical park in San Diego. It commemorates the early days of the town of San Diego and includes many historic buildings from the period 1820 to 1870. The park was established in 1968. In 2005 and 2006, California State Parks listed Old Town San Diego as the most visited state park in California.

Bankruptcy is all We Do!

Absolute Bankruptcy and Attorney Charles Andersen have been available to assist clients in filing under the Bankruptcy Code since 1987. Attorney Charles Andersen is a San Diego California lawyer who limits his practice to consumer bankruptcy law.

Available Services

When you're facing bankruptcy, you need the most cost effective and efficient legal representation you can find. You need a California Board Certified attorney such as Charles E Andersen to assist you with your bankruptcy.  Our services are consumer friendly and  moderately priced often saving you as much as 50% in fees over firms.  We help homeowners seeking relief from foreclosure, people facing repossession, over the median income debtors, and people who are being crushed by debt problems