Using Federal Law...
to stop foreclosures, garnishments, repossessions
and reducing debt while helping you regain financial control.
When the swirl of debt has paralyzed you, let Absolute
Bankruptcy and Charles Andersen help you regain financial control using the
Bankruptcy Code!
Bankruptcy Can Stop Foreclosure
Filing a Chapter 7 case will sidetrack a
lender’s right to foreclose. Unless a lender can get permission
to go forward with the foreclosure proceedings by requesting
and receiving “relief from the automatic stay” from the court, you are
"home free".
That relief is not likely to be granted unless the lender can
demonstrate "lack of adequate protection" by showing
depreciating collateral or one of several other means. The
burden is always on the creditor in a lift stay proceeding to
show special and unusual circumstances, and the lender must
further demonstrate to the court that the property is not
necessary to the debtors effective debt reorganization.A
Chapter 7 can permanently stop a foreclosure, if
the creditor agrees or the homestead (exemption) laws stop the
liquidation of the property.
If the conditions above that must be met in Chapter 7 cannot be met
in order to permanently stop a foreclosure.
The solution to that problem that then is to file under Chapter 13 bankruptcy. The
A confirmed Chapter 13 plan can provide for continuing monthly payments
on the mortgage and paying off the arrearages over the
life of the plan (three to five years).
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Ramona Bankruptcy Lawyers: Home foreclosures
Ramona Bankruptcy Attorney: Car repossessions
Ramona Bankruptcy Lawyer: Garnishments
Ramona Bankruptcy Lawyer: Credit card debt
Ramona Bankruptcy Attorneys: Creditor harassments
Ramona Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Ramona
Ramona is an unincorporated community (with plans of incorporation) in San Diego County,
California, USA. The United States Census Bureau had divided Ramona into two census-designated
places, the Ramona CDP and the San Diego Country Estates CDP. The population of the CDPs,
which does not include the fringe areas surrounding the CDPs, was 25,223 at the 2000 census.
The Ramona Community Planning Area had a population of 33,404 at the 2000 census. The
January 1, 2006, population of the Ramona Community Planning Area is estimated to be 36,405
by the San Diego Association of Governments (SANDAG).
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