Our Attorneys
Our Carlsbad bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Chapter 7 Bankruptcy and Credit Card Debt
Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt,
and “unsecured” debt. It may reduce or eliminate your tax debt. It does not
reduce child support debt or school loans. It takes about 4 months to complete
the bankruptcy process and you must attend one hearing and cooperate with a
Trustee appointed by the court.
Chapter 13 Bankruptcy and Credit Card Debt
Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some
or all of it through a plan of up to 5 years. If you have several hundreds
of dollars of additional income each month after paying your necessary
expenses, or if you are behind on your house payments, car payments, or
are "upside-down" on your car loan (owing more for the car than its worth),
a Chapter 13 may be a good option for you.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Carlsbad Bankruptcy Lawyers: Home foreclosures
Carlsbad Bankruptcy Attorney: Car repossessions
Carlsbad Bankruptcy Lawyer: Garnishments
Carlsbad Bankruptcy Lawyer: Credit card debt
Carlsbad Bankruptcy Attorneys: Creditor harassments
Carlsbad Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Carlsbad
Carlsbad is a seaside resort-town in the North County section of San Diego County, California.
According to the state Department of Finance, the city had a total population of 90,271 in
2003. Carlsbad was incorporated in 1952, in large part to generate sufficient funding to
connect with the water pipeline running through San Diego County, but also to avoid being
annexed by Oceanside. It is the most expensive coastal city in North County, San Diego.
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