Rancho Santa Fe

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Our Attorneys

Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy cases exclusively. We are one of the leading personal bankruptcy law firms in Southern California, currently filing hundreds of bankruptcy cases per year.

Chapter 7 Bankruptcy and Credit Card Debt

Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt, and “unsecured” debt. It may reduce or eliminate your tax debt. It does not reduce child support debt or school loans. It takes about 4 months to complete the bankruptcy process and you must attend one hearing and cooperate with a Trustee appointed by the court.

Chapter 13 Bankruptcy and Credit Card Debt

Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some or all of it through a plan of up to 5 years. If you have several hundreds of dollars of additional income each month after paying your necessary expenses, or if you are behind on your house payments, car payments, or are "upside-down" on your car loan (owing more for the car than its worth), a Chapter 13 may be a good option for you.
US Trustee
Confirmation Hearing
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Rancho Santa Fe Bankruptcy Lawyers: Home foreclosures

Rancho Santa Fe Bankruptcy Attorney: Car repossessions

Rancho Santa Fe Bankruptcy Lawyer: Garnishments

Rancho Santa Fe Bankruptcy Lawyer: Credit card debt

Rancho Santa Fe Bankruptcy Attorneys: Creditor harassments

Rancho Santa Fe Bankruptcy Lawyers: Lawsuits

For us, filing bankruptcy is about solving your problems and helping you move on.

Rancho Santa Fe

Rancho Santa Fe is a census-designated place (CDP) in San Diego County, California, United States and a bedroom community of San Diego. The population was 3,252 at the 2000 census. At $245,631, it is one of the highest income communities in the United States with at least 2,500 households. The CDP is primarily all residential with one shopping avenue as well as several private schools, condominiums, and single family residential areas situated on uncommonly large lots.

Our Affiliates

The Pacific Bankruptcy Center, Located in San Diego California is one of the leading consumer bankruptcy firms in Southern California.

For Attorneys in San Diego we recommend California Bankruptcy Lawyer in San Diego, representing debtors under Chapter 7, and under Chapter 13 for no money down

Our Fee's

The Absolute Bankruptcy and attorney Charles Andersen are the only attorneys in San Diego County of which we are aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent wage earners in Chapter 13 for no money down, with a wage order and the balance paid through a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy court filing fee of $274.00 is extra.