Our Attorneys
Our Ocean Beach bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Chapter 7 Bankruptcy and Credit Card Debt
Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt,
and “unsecured” debt. It may reduce or eliminate your tax debt. It does not
reduce child support debt or school loans. It takes about 4 months to complete
the bankruptcy process and you must attend one hearing and cooperate with a
Trustee appointed by the court.
Chapter 13 Bankruptcy and Credit Card Debt
Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some
or all of it through a plan of up to 5 years. If you have several hundreds
of dollars of additional income each month after paying your necessary
expenses, or if you are behind on your house payments, car payments, or
are "upside-down" on your car loan (owing more for the car than its worth),
a Chapter 13 may be a good option for you.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Ocean Beach Bankruptcy Lawyers: Home foreclosures
Ocean Beach Bankruptcy Attorney: Car repossessions
Ocean Beach Bankruptcy Lawyer: Garnishments
Ocean Beach Bankruptcy Lawyer: Credit card debt
Ocean Beach Bankruptcy Attorneys: Creditor harassments
Ocean Beach Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Ocean Beach
Ocean Beach is located in San Diego on the Southern California coast. It is approximately 7 miles from Downtown San Diego.
Ocean Beach is south of Mission Bay and Mission Beach and west of downtown on the Pacific Ocean at the western terminus of
Interstate 8. The OB community is generally bounded on the north by the San Diego River, on the west by the Pacific Ocean,
on the east by Froude Street and West Point Loma Boulevard, and on the south by Adair Street-- but no two maps share the
same lines, and interpretations of these neighborhood lines vary from OBecian to OBecian.
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Our Affiliates
The Pacific Bankruptcy Center, Located in San Diego California is one of
the leading consumer bankruptcy firms in Southern California.
For Attorneys in San Diego we recommend
bankruptcy lawyers in San Diego,
representing debtors under Chapter 7, and under Chapter 13 for no money down
Our Fee's
The Pacific Bankruptcy Center is the only lawyer in San Diego County of which we are
aware that has our no money down fee policy for Chapter 13 bankruptcy Cases. We represent
wage earners in Chapter 13 for no money down, with a wage order and the balance paid through
a trustee as part of the Chapter 13 plan, and not paid directly to the attorney, The Bankruptcy
court filing fee of $274.00 is extra.
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