Our Attorneys
Our downtown San Diego bankruptcy attorneys handle consumer bankruptcy
cases exclusively. We are one of the leading personal bankruptcy
law firms in Southern California, currently filing hundreds
of bankruptcy cases per year.
Chapter 7 Bankruptcy and Credit Card Debt
Chapter 7 Bankruptcy eliminates or reduces credit card debt, medical debt,
and “unsecured” debt. It may reduce or eliminate your tax debt. It does not
reduce child support debt or school loans. It takes about 4 months to complete
the bankruptcy process and you must attend one hearing and cooperate with a
Trustee appointed by the court.
Chapter 13 Bankruptcy and Credit Card Debt
Chapter 13 Bankruptcy reduces and reorganizes your debt so that you can repay some
or all of it through a plan of up to 5 years. If you have several hundreds
of dollars of additional income each month after paying your necessary
expenses, or if you are behind on your house payments, car payments, or
are "upside-down" on your car loan (owing more for the car than its worth),
a Chapter 13 may be a good option for you.
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| We work with you to help you keep as much of your property as possible while putting an
immediate stop to:
Solana Beach Bankruptcy Lawyers: Home foreclosures
Solana Beach Bankruptcy Attorney: Car repossessions
Solana Beach Bankruptcy Lawyer: Garnishments
Solana Beach Bankruptcy Lawyer: Credit card debt
Solana Beach Bankruptcy Attorneys: Creditor harassments
Solana Beach Bankruptcy Lawyers: Lawsuits
For us, filing bankruptcy is about solving your problems and helping you move on.
Solana Beach
In the state legislature Solana Beach is located in the 38th Senate District, represented
by Republican Mark Wyland, and in the 74th Assembly District, represented by Republican
Martin Garrick. Federally, Solana Beach is located in California's 50th congressional
district, which has a Cook PVI of R +5[5] and is represented by Republican Brian Bilbray.
Solana Beach is a General Law City operated by a Council/Manager form of government.
The City Council serves as a legislative body and consists of five Council members,
one of whom is chosen to act as Mayor for a one-year term on a rotating basis.
Council members are leaders and policy makers elected as representatives to
concentrate on policy issues that are responsive to the needs of the citizens
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