Rancho Mirage

Do you think your Car may be Repossessed....

Call us before it's to late...

we stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the whirlpool of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!  

Bankruptcy and Car Repossessions

The number one mistake people who have had a car repo in Rancho Mirage is giving the car back and pretending it's all over. Months go by and they think life has returned to normal. Wrong! You have a lawsuit in your future, and the longer you put it off, the more penalties and interest are going to hit you until you deal with it. If you pretend it's over, you're fooling yourself. If you wait too long, we can't help you because you've you don't have time or money to stop the garnishment. Then you are stuck letting them suck your paycheck every pay period until you've paid the whole thing.

Chapter 13 can Stop Repossessions

Chapter 13 can stop repossessions. If a car or other vehicle has been repossessed but not sold by the creditor when the case is filed, the court may order the creditor to return it to you. Under Chapter 13, interest charges may be reduced, and your monthly payments can often be lowered. In certain cases, the balance secured by the vehicle may be reduced to its market value, even if this is much less than the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph] In Chapter 13, you pay for the car in a single monthly payment which consolidates all of your bills. Often this one payment can be lower than your old car payment alone.
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Rancho Mirage Bankruptcy Attorneys: Home foreclosures

Rancho Mirage Bankruptcy Attorney: Car repossessions

Rancho Mirage Bankruptcy Attorney: Garnishments

Rancho Mirage Bankruptcy Attorney: Credit card debt

Rancho Mirage Bankruptcy Attorneys: Creditor harassments

Rancho Mirage Bankruptcy Attorneys: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Rancho Mirage, California

Rancho Mirage is a resort city in Riverside County, California, United States. The population was 13,249 at the 2000 census, but the seasonal (part-time) population can exceed 20,000. In between Cathedral City and Palm Desert, it is one of the eight cities of the Coachella Valley (Palm Springs area). Rancho Mirage was incorporated in 1973 from a merger of Mirage Cove with five unincorporated areas known as the "Cove communities" (Desert, Magnesia, Palmas, Tamarisk and Thunderbird), but had 3,000 permanent residents at the time.

Rancho Mirage

Although the first modern settlements date back to the 1920s and 1930s, Rancho Mirage got its claim to fame after World War II. The Annenberg Estate or Sunnylands, owned by philanthropists Walter and Leonore Annenberg, had long been popular with the wealthy and powerful, including Frank Sinatra, Bob Hope, Fred Astaire, Ginger Rogers, Queen Elizabeth II, and Mary Martin. Several United States Presidents have vacationed at the Annenberg estate, including Richard Nixon, Ronald Reagan, and Gerald Ford. Ford later bought a house in Rancho Mirage and was living there at the time of his death in 2006. The Betty Ford Center, a world-renowned addiction rehabilitation center, is located in Rancho Mirage at the Eisenhower Medical Center.