Palm Desert

Do you think your Car may be Repossessed....

Call us before it's to late...

we stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the whirlpool of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!  

Bankruptcy and Car Repossessions

The number one mistake people who have had a car repo in Palm Desert is giving the car back and pretending it's all over. Months go by and they think life has returned to normal. Wrong! You have a lawsuit in your future, and the longer you put it off, the more penalties and interest are going to hit you until you deal with it. If you pretend it's over, you're fooling yourself. If you wait too long, we can't help you because you've you don't have time or money to stop the garnishment. Then you are stuck letting them suck your paycheck every pay period until you've paid the whole thing.

Chapter 13 can Stop Repossessions

Chapter 13 can stop repossessions. If a car or other vehicle has been repossessed but not sold by the creditor when the case is filed, the court may order the creditor to return it to you. Under Chapter 13, interest charges may be reduced, and your monthly payments can often be lowered. In certain cases, the balance secured by the vehicle may be reduced to its market value, even if this is much less than the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph] In Chapter 13, you pay for the car in a single monthly payment which consolidates all of your bills. Often this one payment can be lower than your old car payment alone.
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Palm Desert Bankruptcy Attorneys: Home foreclosures

Palm Desert Bankruptcy Attorney: Car repossessions

Palm Desert Bankruptcy Attorney: Garnishments

Palm Desert Bankruptcy Attorney: Credit card debt

Palm Desert Bankruptcy Attorneys: Creditor harassments

Palm Desert Bankruptcy Attorneys: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Palm Desert, California

Palm Desert is a city in Riverside County, California, United States, in the Coachella Valley, approximately 11 miles (18 km) east of Palm Springs. The population was 41,155 at the 2000 census. The city was one of the state's fastest growing in the 1980s and 1990s,[citation needed] beginning with 11,801 residents in 1980, doubling to 23,650 in 1990, 35,000 in 1995, and nearly double its 1990 population by 2000.

Palm Desert Geography

According to the United States Census Bureau, the city has a total area of 24.6 square miles (64 km2), of which, 24.4 square miles (63 km2) of it is land and 0.2 square miles (0.52 km2) of it (1.02%) is water.

The elevation (City hall) is 224 feet (68 m) above sea level. Elevations vary from the lower northern half once covered in sand dunes to the upper slope southern cove (300–900 feet/91–270 metres) all the way to the ridgeline at 1,000 feet (over 300 meters). Palm Deset is located in the Coachella Valley, the north-western extension of the Sonoran Desert.

Sun City Palm Desert, California lies on the northern side of Interstate 10 from Palm Desert itself, but is unincorporated and not part of the City of Palm Desert (the original name was Sun City Palm Springs from 1991 to 1996).