Cathedral City

Do you think your Car may be Repossessed....

Call us before it's to late...

we stop foreclosures, garnishments, repossessions and lawsuits while helping you regain financial control. When the whirlpool of debt has paralyzed you, let Absolute Bankruptcy and Charles Andersen help you regain financial control using the Bankruptcy Code!  

Bankruptcy and Car Repossessions

The number one mistake people who have had a car repo in Cathedral City CA is giving the car back and pretending it's all over. Months go by and they think life has returned to normal. Wrong! You have a lawsuit in your future, and the longer you put it off, the more penalties and interest are going to hit you until you deal with it. If you pretend it's over, you're fooling yourself. If you wait too long, we can't help you because you've you don't have time or money to stop the garnishment. Then you are stuck letting them suck your paycheck every pay period until you've paid the whole thing.

Chapter 13 can Stop Repossessions

Chapter 13 can stop repossessions. If a car or other vehicle has been repossessed but not sold by the creditor when the case is filed, the court may order the creditor to return it to you. Under Chapter 13, interest charges may be reduced, and your monthly payments can often be lowered. In certain cases, the balance secured by the vehicle may be reduced to its market value, even if this is much less than the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph] In Chapter 13, you pay for the car in a single monthly payment which consolidates all of your bills. Often this one payment can be lower than your old car payment alone.
Bankruptcy
Bankruptcy
We work with you to help you keep as much of your property as possible while putting an immediate stop to:

Cathedral City Bankruptcy Attorneys: Home foreclosures

Cathedral City Bankruptcy Attorney: Car repossessions

Cathedral City Bankruptcy Attorney: Garnishments

Cathedral City Bankruptcy Attorney: Credit card debt

Cathedral City Bankruptcy Attorneys: Creditor harassments

Cathedral City Bankruptcy Attorneys: Lawsuits

For us, filing bankruptcy is about elimination of your problems and helping you move on.

Cathedral City, California

Cathedral City is a city in Riverside County, California, United States. The population was 42,647 at the 2000 census. Sandwiched between Palm Springs and Rancho Mirage, it is one of the cities in the Coachella Valley (Palm Springs area) of southern California.

Cathedral City Politics

The current Cathedral City Mayor is Kathleen DeRosa, who was elected to her first term in 2004, second in 2006, and third in 2008. In November 2008, Cathedral City voters chose Barack Obama over John McCain in the Presidential election. In the state legislature Cathedral City is located in the 40th Senate District, represented by Democrat Denise Moreno Ducheny, and in the 80th Assembly District, represented by Democrat Manuel Perez. Federally, Cathedral City is located in California's 45th congressional district, which has a Cook PVI of R +3[3] and is represented by Republican Mary Bono Mack.