Call us before it's to late...
we stop foreclosures, garnishments, repossessions
and lawsuits while helping you regain financial control.
When the whirlpool of debt has paralyzed you, let Absolute
Bankruptcy and Charles Andersen help you regain financial control using the
Bankruptcy Code!
Bankruptcy and Car Repossessions
The number one mistake people who have had a car repo in Calexico
is giving the car back and pretending it's all over. Months go by
and they think life has returned to normal. Wrong! You have a lawsuit
in your future, and the longer you put it off, the more penalties
and interest are going to hit you until you deal with it. If you
pretend it's over, you're fooling yourself. If you wait too long,
we can't help you because you've you don't have time or money to
stop the garnishment. Then you are stuck letting them suck your
paycheck every pay period until you've paid the whole thing.
Chapter 13 can Stop Repossessions
Chapter 13 can stop repossessions. If a car or other
vehicle has been repossessed but not sold by the creditor
when the case is filed, the court may order the creditor to
return it to you. Under Chapter 13, interest charges may be
reduced, and your monthly payments can often be lowered.
In certain cases, the balance secured by the vehicle may be
reduced to its market value, even if this is much less than
the loan balance. [11 USC §1325(a)(5) & unnumbered last subparagraph]
In Chapter 13, you pay for the car in a single monthly payment
which consolidates all of your bills. Often this one payment
can be lower than your old car payment alone.
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immediate stop to:
Calexico Bankruptcy Attorneys: Home foreclosures
Calexico Bankruptcy Attorney: Car repossessions
Calexico Bankruptcy Attorney: Garnishments
Calexico Bankruptcy Attorney: Credit card debt
Calexico Bankruptcy Attorneys: Creditor harassments
Calexico Bankruptcy Attorneys: Lawsuits
For us, filing bankruptcy is about understanding your problems and helping you move on.
Calexico, California
Calexico is a city in Imperial County, California, United States. The population was 27,109 at the 2000 census.
Calexico is about 122 miles (196 km) east of San Diego and 62 miles (100 km) west of Yuma, Arizona. The name
“Calexico” is a portmanteau of California “Cal~” and Mexico “~exico”, which like that of the adjacent city of
Mexicali, emphasizes its importance as a border city.
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