Absolute Bankruptcy Chapter 13 Plan Calculator

Enter amounts in the fields below:

Unsecured Debt:

Enter the total outstanding balances on credit cards medical and student loans.

Secured debt:

If you want to lower your car payment try putting the car in the plan as follows:
Enter the current pay-off balance or the trade in value, whichever is lower.


In a joint case you can enter two vehicles. Ex: First car has $12,000 payoff balance
and is worth $14,000: Second car bought  is worth $2,000 but has a payoff balance
of $4,000.00: Enter 14000.00; If you owe mortgage arrears and back property taxes
add the total to the below figure.

Number of Months:

Enter a figure between 36 and 60 for the length of your plan.

Chapter 13 plan monthly payment =     see below         


The Plan Calculator does not give legal advice

There are legal and equitable considerations that only an attorney can properly
evaluate in calculating a chapter 13 plan. The plan calculator generally states the
lowest acceptable value. In many cases the plan calculator will closely approximate
your actual payment under Chapter 13.

Is the payment to high?

a. Try a 60 month plan.
b. Try taking some secured debt out of the plan.

The payment is to low

a. Most courts require you to make a good faith effort in Chapter 13.
You're payment can or should be higher if the payment is to low.

Talk to an attorney about the plan calculator           

Click Here to talk to a San Diego Lawyer about the Plan Calculator